"Why should I fear in times of trouble,
when the iniquity of those who cheat me surrounds me,
those who trust in their wealth
and boast of the abundance of their riches?
Truly no man can ransom another,
or give to God the price of his life,
for the ransom of their life is costly
and can never suffice,
that he should live on forever
and never see the pit."
—Psalm 49:5–9

Why should the saints not fear the wicked-rich-powerful? Because no matter how rich they are, they cannot buy their own ransom. Adam was warned that he would surely die when he ate of the fruit of the tree of the knowledge of good and evil (Genesis 1:27). The wages of sin is death (Romans 6:23). In his sin and rebellion, man incurs a debt and that debt is his everlasting soul. It is a debt he cannot pay. The price for life is life. Man cannot pay because he owes himself. Another sinful man cannot pay for him, for that man also owes himself. The wealthy who trust in their wealth trust in that which cannot ransom them. Spurgeon wrote, “They boast of what they will do with us, let them see to themselves. Let them weigh their gold in the scales of death, and see how much they can buy therewith from the worm and the grave. The poor are their equals in this respect… A king’s ransom would be of no avail, a Monte Rosa of rubies, an America of silver, a world of gold, a sun of diamonds, would all be utterly contemned. O ye boasters, think not to terrify us with your worthless wealth, go ye and intimidate death before ye threaten men in whom is immortality and life.” Jesus asked, “For what will it profit a man if he gains the whole world and forfeits his soul? Or what shall a man give in return for his soul?” (Matthew 16:26). Why fear those who stand empty-handed before the holy God of heaven?
Still, death is the great leveler. Before God, all our pockets are empty. If you can’t give riches for your life, you can’t give poverty either. So if both the wise and the fool alike die, shouldn’t we fear? We have wicked men to deal with now and a righteous God thereafter—should we not fear?
“For he sees that even the wise die;
the fool and the stupid alike must perish
and leave their wealth to others” (v. 10)
No, for although the wicked-rich can purchase no ransom, for the poor in spirit, one has been provided.
“But God will ransom my soul from the power of Sheol,
for he will receive me” (v. 15)
What the psalmist could not pay, God has paid for him. God would become poor, so that man might become rich. For Egypt there is darkness and death, but for Israel, there is light and life. But for this to happen, God must provide a Lamb. God has paid Himself. He has paid a life for a life. Jesus Christ, owing no debt, came as the Second Adam and laid down His life. He came to death with His pockets full, having achieved all righteousness in our stead. Jesus endured the darkness. Jesus conquered death. He rose in light with life. He took on our debt so that we might share in His wealth. And though our debt was infinite, His wealth is greater still. We are not simply out of the red, we are wealthy in Christ.
Dear souls, God will accept no ransom from sinful man, but He has provided one in the God-man Jesus Christ. Do not be a fool, receive this wisdom, Jesus Christ the riches of God.